Saving is not just about setting money aside — it’s about building a secure future. In SACCOs, consistent saving forms the foundation for loan eligibility, dividend earnings, and financial stability. By contributing regularly, members cultivate discipline and become better prepared for emergencies, investments, and personal goals.
SACCOs typically offer various saving products such as fixed deposits, target savings, and education savings plans. These are tailored to different needs and help members plan for key life events. Because SACCOs are member-owned, savings also earn interest or dividends, giving members real value on their contributions.
Inculcating a saving culture within SACCOs builds resilience among members. When a community saves collectively, it unlocks economic empowerment and independence. Every shilling saved strengthens the SACCO and benefits all members, creating a cycle of trust and growth that transforms lives.